Using an Engagement Ring for a Jewelry Equity Loan

Using an engagement ring for a jewelry equity loan as collateral is a great way to get fast capital.

The first step is to go to Diamond Buyers’s loan form. Then, you select the diamond’s carat weight of the diamond in your engagement ring. And, if you don’t know the carat weight of the diamond, that’s okay too! When you securely mail your engagement ring to Diamond Buyers, our jewelry experts will evaluate the true carat weight of the diamond.

Then, you are prompted to select how much you would like to borrow for your jewelry equity loan.

Next, you will be asked to provide any additional information that could be useful for the jewelry equity loan. It is optional to provide answers for these questions. You can provide the original purchase price, describe your engagement ring and attach any pictures. All of this information on this initial form is to help the jewelry experts at Diamond Buyers provide you with an initial quote. You will usually be provided a free quote within one day of filling out the interest form.

Get funded for your engagement ring in 24 hours

After you accept the initial quote, Diamond Buyers will provide you with a pre-paid, fully-insured shipping label. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you’re fully covered. When your engagement ring arrives at one of Diamond Buyers’s offices, your package will be opened under video recording for your protection.

Finally, once your engagement ring has been evaluated, Diamond Buyers will contact you with our official offer. Once accepted, we arrange for an immediate payment via check or wire transfer. If you don’t accept the final offer, that’s completely fine, your ring will be shipped back at no cost to you. No risk. No obligation.

Overall, if you’re planning to get a loan using your engagement ring as collateral, Diamond Buyers is  great to work with! Get started today!

Your Top Asset-Based Loan Questions Answered

Understanding the asset-based loan process can be difficult! That’s why we have compiled a list of the most asked questions about Diamond Buyers’s loans! Here are the top asset-based loan questions answered.

Getting a loan Q&A:

Q: How do I start the process for getting a quote?

A: You can start on our website by submitting any and all information you have on your item. If you have a diamond, we will need more than just the carat weight. There are many factors that go into determining the value of a diamond. Because pawn shops often assess values for the carat weight alone, they are paying you the lowest amount possible by assuming the clarity, color and cut are low quality. However, we look into these factors because they can greatly affect the value. This is why we are able to offer more for your diamond.

How Diamond Buyers’s Asset-Based Loans Work:

Q: How do payments work?

A: You are given a monthly rate along with your loan amount, which makes your minimum monthly payment (Example: $1,000 loan at 7% makes your monthly minimum payment $70). By paying the monthly minimum, you extend the loan for 30 days. As long as this payment is made each month, your loan will remain in good standing. Any amount over the minimum amount due each month will go toward the principal of the loan, thus lowering your next month’s minimum payment.

How to pay off the loan:

Q: Can I pay my loan off over time, or just in on lump sum?

A: You can pay your loan off in one lump sum, or over several payments. You have the option to pay more than the minimum due each month toward the principal, or you can make payments separate from the monthly payments. We are very flexible.

Do have any additional questions about asset-based loans? Ask them here and get started today on the loan process!

Loan Terms You Should Know

For some people, getting a jewelry equity loan can be a confusing process. This is because there are many unfamiliar terms. At Diamond Buyers, we strive to explain every step of the loan in the easiest terms possible, so the loan process is extremely simple and clear. Here we’ve gathered some common loan terms and explained them in a very simple way!

“Quote”

Once you fill out Diamond Buyers’s free and simple form describing your item, you will receive an initial quote from Diamond Buyers’s team of expert jewelers. Then, you get the quote usually within one business day. A quote is the estimated amount you will get in your loan for your jewelry.

“Collateral”

Collateral is any high-end jewelry that you have! Collateral is what you use to get your loan. You exchange your jewelry for your loan and once your loan is paid back, we return your collateral.

Upon acceptance of our initial offer, Diamond Buyers will provide you with a pre-paid shipping label to safely send in your collateral for an official evaluation. All of Diamond Buyers’s shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you’re fully covered.

“Official Offer”

An official offer is what you receive once your collateral has been shipped and received by Diamond Buyers’s team of experts. This is the actual offer for the final amount you will receive. While a quote is just an estimate and not final at all.

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don’t like our offer? No worries! Your item will be shipped back at no cost to you. No risk. No obligation.

Get started today by filling out Diamond Buyers’s risk-free jewelry equity loan form, or stop by one of Diamond Buyers’s convenient locations.

Cardinals World Series Ring

This Cardinals World Series ring is actually one of the most fascinating pieces that Diamond Buyers has ever loaned against. This is a World Series ring from when the Cardinals won the World Series in 2011. Sport memorabilia is a completely different animal than traditional jewelry, in regards to lending.

Diamond Buyers has many experts on these type of loan items.

What’s the Value of a Cardinals World Series Ring?

The value of these World Series rings can vastly vary, and can go one way or another based on several key factors. The first factor that affects the ring’s value is the prominence of the team. Is the ring from the Cardinals, the Yankees or a lower profile team? Depending on what team it’s from, the value can really change.

The second key factor is who’s ring it is. Is it a popular player from the team? If the ring is from a star player, then it will be worth significantly more than if it was from the support staff, like a coach.

The last factor is the finger size of the ring. A lot of people who purchase these type of rings actually want to wear them. Therefore, if the finger size is too small or too big to fit most men, then the ring may be devalued in price.

Overall, the value of these rings can go from $3,000 to $4,000, all the way up to $50,000 just depending on the aforementioned factors that affect the value.

Why Choose Diamond Buyer?

Again, Diamond Buyers has a high level of expertise in this area and is able to give you the right amount of value for these type of items. If you have any of this type of sports memorabilia jewelry or any World Series Rings you’d like to sell or get a loan against, contact Diamond Buyers today to get started!

How to Get an Asset-Based Loan on Your High-End Jewelry?

Do you need a loan but want to keep your high-end jewelry? You can have the best of both worlds with Diamond Buyers. Diamond Buyers will give you an asset-based loan on your high-end jewelry, and send it back after you pay it off. And get new loans using the same jewelry each time.

What Jewelry Brands Does Diamond Buyers Loan on?

Diamond Buyers loans against designer jewelry pieces such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, etc. Do you question whether or not your jewelry is considered high-end or a designer we accept? Send a message anyway to get started.

All you have to do is fill out our free and easy form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day. This fast turn-around time is something Diamond Buyers is extremely proud of. Diamond Buyers works efficiently when getting you an asset-based loan on your high-end jewelry because we respect your time.

How to Get an Asset-Based Loan on Your High-End Jewelry

If you want to get a quick asset-based loan on your high-end jewelry without a credit check, you need an asset-based loan from Diamond Buyers. Diamond Buyers offers loans in exchange for your high-quality jewelry, diamonds or watches.

Get started on your asset-based loan on your high-end jewelry today by filling out Diamond Buyers’s risk-free asset-based loan form, or stop by one of Diamond Buyers’s convenient locations.

How Much Can You Get With a Loan on a Cartier Watch?

Why Get a Loan on a Cartier Watch from Diamond Buyers

Diamond Buyers is a trusted, jewelry equity loan company who is nationally known for providing loans using high-quality, luxury watches as collateral. In addition, Diamond Buyers will buy Cartier watches from the public, so if you’re not looking for a loan we can also buy your Cartier watch. Diamond Buyers can wire you the money in as fast as 48 hours.

The expert staff at Diamond Buyers will quickly get back to you with an initial quote on your Cartier watch after you submit a free interest form. Then, we will get back to you with an initial quote. Once you accept that quote, you can safely ship your Cartier watch to our nearest office. After that, we will provide you with a final offer. If you accept the offer we will arrange to wire you the money immediately. And if you decide not to accept the final offer we will ship your Carter watch back to you the same day.

How Much We Lend on Cartier Watches

If you have a Cartier yellow gold Santos 100, depending on the condition of the watch you could expect to get a considerable amount of money wired to you within 48 hours from Diamond Buyers. One example we have of a Cartier yellow gold Santos 100 we loaned on is pictured below. We loaned $10,000 on this watch. Obviously, the condition of the watch is very important but this is a good starting place if you have this watch!

 

CARTIER YELLOW GOLD SANTOS. 100 We loaned $10,000 for it!
CARTIER YELLOW GOLD SANTOS. 100 We loaned $10,000 for it!

 

Do you have a Cartier rose gold Ballon Bleu like the one pictured below? Diamond Buyers recently loaned $7,000 on a rose gold Ballon Bleu. If you have this watch or a similar Cartier piece, you can get started on the loan process today by filling out a free and simple interest form!

 

CARTIER ROSE GOLD BALLON BLEU. We loaned $7,000 for it!
CARTIER ROSE GOLD BALLON BLEU. We loaned $7,000 for it!

 

Take a look at this stunning Cartier stainless steel Panthere. Do you have this watch in your collection? We recently loaned $1,000 on it! If you have the same watch or something similar you could expect to get a similar amount of funds from Diamond Buyers!
CARTIER STAINLESS STEEL PANTHERE We loaned $1,000 for it!
CARTIER STAINLESS STEEL PANTHERE. We loaned $1,000 for it!

Interested in getting a loan on a Cartier watch? Start the process today by filling out our free jewelry-equity loan form.

Get a jewelry equity loan in Idaho

As the traditional bank loans have become outdated, jewelry equity loans are becoming more popular everyday in Idaho. This is due to their low risk and great lending value. A jewelry equity loan is an asset-based loan, so the loan is valued and secured by your jewelry.

Diamond Buyers is located in Ketchum, Idaho.

Continue reading “Get a jewelry equity loan in Idaho”

Use your watch collection for a jewelry equity loan

Avoid the grueling traditional bank loan process and turn to Diamond Buyers to make your watch collection work for you. Whether you want to say goodbye to pieces you’ve curated over the years, or keep your luxury watches to pass down generation to generation, you can use your collection for a jewelry equity loan. You can get the money you need and retain ownership of your collection.

Make sure you know how to take care of your watches, including how to set a Rolex Continue reading “Use your watch collection for a jewelry equity loan”

Benefits of a Jewelry Equity Loan

With so many options in the lending marketplace, it can be hard to discern which loans will give you the most money with the least risk. Jewelry equity loans are becoming more popular everyday, due to their low risk and great lending value. A jewelry equity loan is a type of asset-based loan, so the loan is valued and secured by your jewelry.

Combining several pieces of jewelry into a loan can lower your interest rate and fund more money.

Continue reading “Benefits of a Jewelry Equity Loan”